Insurance

More than just Insurance

With a sole focus on hire vehicles, our objective is to simplify and streamline your insurance program so that you spend more time focused on hiring vehicles. Our tailored solutions are designed to deliver the highest levels of service and peace-of-mind protection.

VHI can assist with tailored fleet insurance programs including:

  • Comprehensive Insurance
  • Third Party Property Damage
  • Self-Insurance/Catastrophe – for large fleet clients
  • Claims Management programs

In addition to insuring your most important assets ie: your vehicles, VHI provides additional services including risk management, claims management and training which are designed to assist you in streamlining your operations, improving your efficiency and the professionalism of your business.

Benefits of using VHI

  • $30 million legal liability cover for at fault claims
  • Replacement cover on your own vehicles for up to twelve months, Lease payout cover for two years or Market Value at your option
  • 21 day payment guarantee for total loss claims
  • Not at fault excess available
  • Reduced excess for company principals
  • Automatic cover for breaches of agreement by hirers
  • In house claims handling with designated points of contact
  • Staff under 21 years of age and corporate rental clients covered automatically under your policy
  • Free Subscription to OnDemand

Additional Features

  • Interest free, monthly installments available for clients meeting the approved requirements
  • Monthly payment terms also available for small fleets on request
  • All documents and forms available on line
  • Fleet Accident Recovery for under excess claims
  • Risk management/claims trend reporting at regular intervals
  • Operational procedure risk management reviews
  • Hire procedure and hire agreement training for front counter staff
  • Designated service representative appointed to assist your business

Refer to our financial services guide for further information on who we are and how we operate.